Myth #1: It's Too Expensive

Plans start as low as $10–$30/month and can save you thousands on emergency care, surgeries, and medications. Like car insurance, it protects against big surprises.

Myth #2: It Doesn’t Cover What Matters

Good policies can cover accidents, illnesses, and even chronic conditions — just make sure you compare providers and read the fine print.

Myth #3: My Dog Is Young and Healthy

Most insurance works better if you start before issues arise. Once a condition is diagnosed, it’s usually excluded. Early coverage = smarter protection.

Myth #4: I Can Just Use a Discount Plan

Discount plans reduce costs slightly — but they don’t pay your bills. Insurance can cover up to 90% of unexpected expenses.

Myth #5: It’s Too Hard to File Claims

Modern pet insurers let you submit claims from your phone. It’s often faster than dealing with your own health insurance.